Get paid, hold a balance, settle anywhere.
Money turns every conversation into a clean transaction. Take payments through secure links, collect into a real account, and pay out to any bank - while deposits, payouts, debts and expenses settle into a single, honest ledger.
Available balance
₦612,480.00
Virtual account · Providus
9021 4480 17
Sale · WhatsApp order
Today, 09:24
+₦29,000
Cleared
Wallet deposit
Today, 08:10
+₦150,000
Cleared
Payout · Zenith ••42
Yesterday
−₦80,000
Sent
Everything Cloove Money brings to the table.
Dedicated account
A virtual account for instant, trackable bank-transfer deposits.
Payment links
Secure links and one-tap checkout for any conversation or channel.
Payouts anywhere
PIN-protected payouts to any bank account, with masked recipients.
One ledger
Sales, deposits, payouts and fees in a single, searchable record.
Debts & credit
Track who owes what, send reminders, and record repayments.
Expenses
Log and categorise spend so you can see your true margins.
Up and running in three steps.
Open your wallet
Get a dedicated account and start collecting transfers right away.
Get paid
Share a link or take payment directly inside a chat.
Settle & track
Pay out to any bank; every movement lands in one ledger.
Cloove Money works better with the others.
Everything shares one brain - add a product and it instantly understands your customers, orders and money.
Give your business an AI workforce.
Create your account at app.clooveai.com, or just message our AI assistant on WhatsApp - it sets you up in the conversation. No demos to wait for.